IFSC Code: IOBA0000047, Indian Overseas Bank, LUDHIANA
| Branch | LUDHIANA |
| Branch Code | 000047 |
| Bank | Indian Overseas Bank |
| Address | I FLOOR;SAINKIK REST HOUSE;KACHERI ROAD;LUDHIANA; |
| Zip Code | 141001 |
| City | Ludhiana |
| District | LUDHIANA |
| State | PUNJAB |
| MICR Code | 141020006 |
| IFSC Code | IOBA0000047 (IFSC Code is used for payment applications such as NEFT, RTGS and IMPS) |
| Weekly Holiday | Sunday |
| Sunday Open? | No |
| Gold Coin Facility? | No |
| Locker Facility? | No |
The RBI (Reserve Bank of India) has developed IFSC (Indian Financial System Code) for electronic payments through RTGS (Real Time Gross Settlement), NEFT (National Electronic Funds Transfer) and IMPS (Immediate Payment Service).
